Do you know "Medical insurance"? I suspect you don't . So, I would like to post this article about "Medical insurance". Medical insurance is most important part of insurance as well as homeowner's insurance.
Medical insurance premiums by the workers, according to a certain units and national payment ratio, formed jointly funded, could only be used for medical compensation insurance premium. When participants attending sick workers, giving them some or all of the claims, it reflects the personal rights and obligations of the principle of reciprocity. Only the full and timely payment of medical insurance, can enjoy the right to reimbursement, otherwise, can not be reimbursed. Medical insurance can only be used for medical workers compensation, or earmarking, is not allowed any individual or unit occupied or diversion of medical insurance premiums, thus ensuring that the interests of employees.
Medical insurance premiums from workers, units and national constituents. Individual workers or by a certain percentage of the total wages paid, usually employing units from the wages of workers in Daikou; employees of the unit is working units to units working for the payment of wages for workers of the total base, collective pay state workers burden medical costs, and First Financial Corporation for medical expenses, the civil servants employed by the Government, such as State employees, the state of its social health insurance to pay medical insurance premiums utilities; Second, enterprises pay medical insurance premiums in pre-tax Liechtenstein, a small country levy income tax burden on workers in the form of medical expenses; when three workers medical insurance fund deficits and indeed, by the state financial subsidies
附译文：
医疗保险对于我来说是很重要的一种保险。医疗保险费是由职工、单位和国家按一定的缴费比例，三方共同出资而形成的，只能用于医疗补偿的保险费。当参保职工因病就诊时，可以从中获得部分或全部的报销，它体现了个人权利与义务对等的原则。只有按时缴纳足额的医疗保险费，才能享受报销权利，否则，不能得到报销。医疗保险费只能用于职工的医疗补偿，即专款专用，是指任何个人或单位不许侵占或挪用医疗保险费，从而保证职工的利益。
医疗保险费来源于职工、单位及国家三方。职工或个人按工资总额的一定比例缴纳，一般由用人单位从职工的工资中代扣；单位是指职工所在工作单位，以单位的在职职工工资总额为缴费基数，集体缴纳；国家负担的职工医疗费用，一是财政拨款公司医疗费用，受雇于政府的公务员等国家职工，国家为其向社会医疗保险事业机构缴纳医疗保险费；二是企业缴纳医疗保险费在税前列支，国家以少征所得税的形式负担职工医疗费用；三是当职工医疗保险基金确实入不敷出时，由国家财政给予补贴。